| FEES APPLICABLE TO ALL ACCOUNTS |
| Effective 8-1-2005 |
| Statement photocopies or history |
$1.00 per page |
Dormant Account
(accounts less than $100.00 with no activity for 6 months and no other type of account relationship) |
$10.00 quarterly |
| Reconciliation or record searches |
$20.00 per hour |
| Deposit Item Returned |
$20.00 per item |
| Address correction by post office |
$2.00 |
| Credit Union Membership |
$1.00 |
| Co-Optical Service |
$2.00 |
| Account Closed within 90 days |
$25.00 |
| Account Closed and re-opened |
$10.00 |
| Christmas Club early closure fee (eff 10/1/05) |
$5.00 |
| Money Orders |
$1.00 each |
| Check Mail Out |
$3.00 each |
| Intra bank, credit union wire-domestic |
$15.00 |
| Intra bank, credit union wire-international |
$30.00 |
| Western Union Wire transfer |
$2.00 + charges |
| Draft printing |
"Price may vary" |
| Temporary share drafts |
$5.00/12 |
| Return item - overdraft charge |
$25.00 per draft |
| Return item - late overdraft charge |
$25.00 per draft |
| Paid item - Courtesy Pay charge |
$25.00 per draft |
| Deposit transfer overdraft |
$5.00 per overdraft |
| Stop Payment Order |
$25.00 per order |
| Draft copy (micro-film) |
$5.00 per copy |
| Draft account closed (unused drafts not returned) |
$10.00 charge |
| Loan Extension Fee |
$25.00 |
| Official/Cashiers check (1 free per day; must be $1000.00 or greater to avoid fee) |
$2.00 each after 1 |
| Notary Service |
Free |
| Notary Service - non-member |
$2.00/item |
| Fax Service (no long distance) |
$1.00 per page |
| Copy Service |
$.25 per page |
| Telephone transfer - non-MAXXAR |
$3.00 each |
| Family Service Center Usage |
Free |
| Returned item - closed account |
$30.00 item |
| Garnishment/levy/subpoena/court action |
$25.00/item |
| IRA Transfer/Rollover Fee |
$20.00 |
| IRA Withdraw Fee |
$10.00 |
| Escheatment Fee |
$25.00 |
| Mortgage payoff request fee |
$15.00 |
| Account Verification Fee |
$3.00/item |
| One-time, ACH Phone Payment |
$5.00 |
| VISA Gift Card |
$5.95 |
| Reloadable Debit Card |
$5.95 |
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| Check Cashing Fees |
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| Members with active share draft accounts |
No charge |
| Check Cashing Fee (excluding personal checks) |
$3.00 each |
| Non-members for on-us checks & Official/Cashiers checks |
$5.00 each |
| *These transactions are free if you maintain a $200.00 balance in your share savings account throughout the entire month. |
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| ATM Service Charges |
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Personal Identification Number
(no charge with active share draft account) |
$3.00 |
| ATM card/Pin # reorder |
$5.00 each |
| Visa Check or Credit Card replacement |
$5.00 each |
| ATM usage by out of network users |
$2.00 each |
| NOTE: ATM fees are deducted from regular share accounts. |
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| Excessive Withdrawal |
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| More than 6 withdrawals per month from share/share draft, including ATM (must maintain $200 in regular shares throughout the entire month to avoid fee) |
$3.00 per withdrawal |
