Rates

Grand Rapids (Main Office)
3767 Sparks Dr.
Grand Rapids, MI 49546
Phone: (616) 942-9630
Toll Free:
(800) 328-4131
Fax: (616) 942-9363
Hours: Monday � Friday 9:00am � 5:00pm

Caledonia
9175 Cherry Valley Suite 11
Caledonia, MI 49316
Phone: (616) 588-6868
Fax: (616) 891-2699
Hours:
Monday - Wednesday 10:00am � 5:00pm,
Thursday - Friday 10:00am � 6:00pm,
Saturday 9:00am � 12:00pm

Hastings
329 N. Michigan Ave.
Hastings, MI 49058
Phone: (269) 945-9754
Fax: (269) 945-3342
Hours: Monday � Friday 9:00am � 5:00pm

Kalamazoo
4245 S. Westnedge
Kalamazoo, MI 49008
Phone: (269) 382-1880
Fax: (269) 382-3601
Hours: Monday � Friday 9:00am � 5:00pm

Ludington
266 N. Jebavy Dr.
Ludington, MI 49431
Phone: (231) 843-3464
Fax: (231) 843-4294
Hours: Monday � Friday 9:00am � 5:00pm

Rates

Loans | Mortgage | Savings

Rates are effective as of 3/01/10 and are subject to change without notice. These are the lowest annual percentage rates available. Your APR may be higher depending on your credit history.

Loans	Rate	APR*	Term
*Fixed Rate Equity Loan - 20 year term with 5 year balloon - $5,000 & up	5.50	5.50	60	Calculator
*Home Equity Prime Line - 20 year term/10 year draw - 85% LTV	5.00	5.00	n/a	Calculator
Titled Vehicle: up to 24 months as low as	3.49	3.49	n/a	Calculator
Titled Vehicle: up to 36 months as low as	3.49	3.49	n/a	Calculator
Titled Vehicle: 37 to 48 months as low as	3.49	3.49	n/a	Calculator
Titled Vehicle: 49 to 60 months as low as	3.99	3.99	n/a	Calculator
Titled Vehicle: 61 to 72 months as low as	5.50	5.50	n/a	Calculator
Titled Vehicle: 73 to 180 months as low as	6.00	6.00	n/a	Calculator
Vehicle Floor Rate	3.49	3.49	n/a	Calculator
*Signature Loans: up to 36 months as low as	8.00	8.00	n/a	Calculator
*Signature Loans: 37 to 60 months as low as	8.50	8.50	n/a	Calculator
			n/a	Calculator
			n/a	Calculator
*VISA Platinum Credit Card	6.99	6.99	n/a	Calculator

For current mortgage and construction loan rates, contact our mortgage department at 1-616-942-9630 ext 116

* Do not qualify for member discount programs

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All savings accounts are insured up to $250,000 by the National Credit Union Administration and back by the full faith and credit of the United States Government.

Savings
Dividend

Rate
APY* Term

Share Savings Account 0.25 0.25 n/a

Vacation Club 0.25 0.25 n/a

Christmas Club 0.50 0.50 n/a

Super Simple Account .50 .50 n/a

High Yield 90 Day .19 .19 90

2 1/2 Year .86 .86 30

Variable IRA - less than $500 .60 .60 n/a

Variable IRA - more than $500 1.10 1.10 n/a

Fixed IRA - more than $500 1.10 1.10 n/a

6 Month Grand Deposit Account .75 .75 6

6 Month Grand Deposit Account-$10,000 or more** 1.25 1.26 6

9 Month Grand Deposit Account 1.00 1.00 9

9 Month Grand Deposit Account-$10,000 or more** 1.50 1.51 9

12 Month Grand Deposit Account 1.25 1.26 12

12 Month Grand Deposit Account-$10,000 or more** 1.75 1.76 12

*APY = Annual Percentage Yield
** An active share draft account or $500 pledge in share savings is required to receive rate .
$100 minimum balance required to earn dividends on savings accounts except for youth accounts.
Rates are subject to change without notice.

Fees may reduce earnings; click here to see our Fee Schedule
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