Home Loans

Grand Valley Co-Op Credit Union offers several different home loan products to our members. If you are looking to refinance or make some improvements on your existing home, purchase a new home, or simply get some spending cash from the equity in your home, Grand Valley Co-Op Credit Union is the answer for you.

GVCCU Offers competitive rates, terms up to 30 years, fixed & adjustable options, $0 down options, VA & FHA Programs. Click here to apply today or call our mortgage specialist at 1-800-328-4131 ext. 116


Mortgages

Grand Valley Co-Op Credit Union offers competitive mortgage products and mortgage rates.  Click here to apply today or contact us at 616-942-9630, ext 116 to obtain more information about our mortgages.


Home Improvement Loan

Your home is your most important investment. Making improvements to your home not only makes you happier to live there, but also makes your home worth more should you decide to move. If you are interested in making improvements to your home, contact the credit union's loan department and find out more information on our home improvement loans or apply online. One of our loan officers will be able to give you the current rates and help you find the best solution for getting the money you need.



Home Equity Loans

Home Equity Rates As Low As 4.50% APR!!! Check out our rates page for a list of current rates

Whether you choose a fixed term or Line of Credit, we have the home equity loan to suit your needs!
The fixed term loan has up to a 12 year repayment ! (80% loan to value maximum)
Home Equity Line of Credit has a variable rate, 20 year term and a loan to value of 65% maximum (current rates as low as 5.00% APR).
See a Loan Officer TODAY to take advantage of these great rates! (some conditions may apply)


Home Equity Prime Line

Do you need some extra cash for some home improvements or repairs? Do you want to pay off some old bills that seem to be lingering about? How about getting some cash together for that vacation you have been dreaming of? If you answered yes to any of these questions, you should look into a home equity loan from Grand Valley Co-Op Credit Union. Our Home Equity Prime Line is the credit union's newest loan product, and here is how it works.

The Home Equity Prime Line is an open line of credit that uses checks to make credit advances.

The interest rate on this loan is set to the Wall Street Journal prime rate; floor rate 5.00% APR.
You can borrow up to 65% of the equity in your home.
There are no fees for writing a check and no monthly fees to keep the account open.
Convenient 20 year term available.
Members start out with 50 checks to draw from this line of credit and additional checks are free upon request.
Call the credit union for more details.


Fixed Rate Home Equity Loans

The credit union also offers fixed rate home equity loans. Members can borrow up to 80% of the value in their homes, less existing liens. We offer up to a 30 year term with a 5 year balloon.